With mobile payments becoming increasingly popular, many shoppers prefer using Apple Pay for its speed, security, and convenience. But when it comes to warehouse stores like Sam’s Club, payment methods can be a bit more limited. So, the big question is: Does Sam’s Club take Apple Pay?
The Short Answer: No, Not In-Store
As of 2025, Sam’s Club does not accept Apple Pay at its physical locations or gas stations. You won’t be able to use your iPhone or Apple Watch to make tap-to-pay purchases at the checkout or fuel pump.
Sam’s Club’s registers and self-checkout stations do not support NFC (Near Field Communication) technology, which is required for Apple Pay and similar services like Google Pay and Samsung Pay.
Why Doesn’t Sam’s Club Support Apple Pay?
While Sam’s Club hasn’t provided an official reason, several factors may explain the lack of Apple Pay support:
- Focus on Scan & Go
Sam’s Club encourages shoppers to use its Scan & Go feature within the Sam’s Club app. This allows customers to scan items while shopping and pay directly in the app — skipping checkout lines entirely. - Cost and Control
Accepting Apple Pay involves processing fees and less control over transaction data. By using its own app, Sam’s Club retains more insight into customer behavior and can better promote its own services.
Where Apple Pay Is Accepted at Sam’s Club
Although it’s not accepted in physical stores, Apple Pay can be used for online purchases at Sam’s Club in certain situations:
- Through the Sam’s Club iOS mobile app
- On the Sam’s Club website when using Safari on a Mac, iPhone, or iPad
This means you can use Apple Pay to order items for home delivery or curbside pickup, just not for in-person shopping.
What Payment Methods Does Sam’s Club Accept In-Store?
Here are the payment options available at Sam’s Club warehouses:
- Credit/debit cards (Visa, Mastercard, Discover, Amex)
- Sam’s Club Credit Card
- Sam’s Club gift cards
- Walmart Rewards Card
- EBT/SNAP (eligible items only)
- Checks and cash
- Scan & Go payments via the Sam’s Club app
Note: Scan & Go works with stored credit/debit cards but does not support Apple Pay at this time.
Does Sam’s Club Gas Station Take Apple Pay?
No, Sam’s Club fuel stations also do not support Apple Pay. You can, however, pay using:
- Major credit/debit cards
- Sam’s Club Credit Card
- Walmart gift cards
- Scan & Go (at select fuel locations)
Retailers That Accept Apple Pay
If Apple Pay is your preferred method and you want a similar shopping experience, here are a few alternatives:
- Costco – Accepts Apple Pay with Visa
- BJ’s Wholesale Club – Accepts Apple Pay at many locations
- Target – In-store, app, and online
- Whole Foods – Full Apple Pay support
- Aldi, Walgreens, CVS – All support tap-to-pay
FAQs About Apple Pay at Sam’s Club
Can I use Apple Pay at Sam’s Club self-checkout?
No. Apple Pay is not supported at self-checkout terminals.
Does Sam’s Club app accept Apple Pay?
Yes, but only for online orders placed through the app on iOS devices.
Can I use Apple Pay at Sam’s Club gas pumps?
No. Apple Pay is not accepted at fuel stations.
What is the best contactless way to pay in-store at Sam’s Club?
Use the Scan & Go feature in the Sam’s Club app to scan and pay for items without stopping at a register.
Can I add my Sam’s Club card to Apple Wallet?
Yes, you can add your membership card to Apple Wallet — but not as a payment method.
Sam’s Club does not accept Apple Pay for in-store purchases or at the pump, but you can use it online or in the mobile app for delivery and pickup. For in-person shopping, consider using credit/debit cards or the Sam’s Club Scan & Go feature for a streamlined, contactless experience.