If you’re someone who always wants the latest iPhone without the hefty upfront cost, Apple’s iPhone Upgrade Program might be the perfect solution. This program allows you to get a new iPhone every year with manageable monthly payments, all while enjoying the benefits of AppleCare+ coverage.
How the iPhone Upgrade Program Works
The iPhone Upgrade Program is designed to make upgrading to a new iPhone simple and affordable. Here’s how it functions:
- 24-Month Installment Plan: When you enroll, you agree to a 24-month installment loan that covers the cost of the iPhone and AppleCare+ coverage.
- Upgrade Eligibility After 12 Payments: After making 12 payments, you’re eligible to trade in your current iPhone for a new model, starting a new 24-month plan.
- AppleCare+ Included: Each monthly payment includes AppleCare+ coverage, providing peace of mind against accidental damage and hardware issues.
This program offers flexibility and ensures you’re always equipped with the latest technology.
Benefits of the iPhone Upgrade Program

- Annual Upgrades: Stay up-to-date with the newest iPhone models every year without the need for a large upfront payment.
- Comprehensive Coverage: AppleCare+ is included, offering protection against accidental damage and hardware malfunctions.
- Carrier Flexibility: The program works with major carriers, allowing you to choose or switch carriers without being tied to a specific one.
- No Interest Financing: Enjoy 0% interest on your installment plan, making it a cost-effective way to own the latest iPhone.
How to Enroll in the Program
- Check Eligibility: Ensure you have a valid U.S. credit or debit card and meet the credit requirements.
- Choose Your iPhone: Select the iPhone model, color, and storage capacity that suits your needs.
- Select AppleCare+ Coverage: Decide between standard AppleCare+ or AppleCare+ with Theft and Loss for added protection.
- Provide Carrier Information: Choose your carrier and provide necessary account details.
- Complete the Application: Submit your application through the Apple Store app, online, or at an Apple Store location.
Once approved, you’ll receive your new iPhone and can start enjoying the benefits of the program.
Is the iPhone Upgrade Program Right for You?
The iPhone Upgrade Program is ideal for individuals who:
- Desire the latest iPhone model each year.
- Prefer spreading the cost over monthly payments.
- Value the added protection of AppleCare+.
However, if you tend to keep your iPhone for several years or prefer to own your device outright, purchasing the iPhone upfront or through other financing options might be more suitable.
For more information or to enroll in the iPhone Upgrade Program, visit Apple’s official website.

