Mobile wallets have revolutionized how we pay, especially in restaurants and fast-food chains. With Apple Pay’s growing popularity, many diners ask: does Chili’s take Apple Pay? Whether you’re enjoying a family dinner or grabbing a quick bite, payment convenience matters. In this article, we’ll break down everything you need to know about Apple Pay at Chili’s in 2025—covering how it works, where it’s accepted, alternatives, and essential FAQs.
About Chili’s and Its Digital Payment Approach
Chili’s Grill & Bar is one of the most recognized casual dining chains in the U.S., known for its Tex-Mex flavors and hearty portions. With hundreds of locations, Chili’s has embraced digital tools over the years—including mobile ordering, curbside pickup, and rewards programs through the Chili’s app.
As technology continues to shape dining behavior, customers expect contactless payment solutions. Apple Pay, Google Pay, and other mobile wallets are becoming restaurant standards—and Chili’s has adapted accordingly.
Will Chili’s Take Apple Pay in 2025?
Yes, Chili’s now accepts Apple Pay at most of its locations across the United States. This includes in-store dining, curbside pickup, and some drive-thru locations (where available). Additionally, Apple Pay is supported through the Chili’s app when placing mobile orders.
However, acceptance may still depend on store upgrades and individual franchise choices. While corporate-owned locations have been updated, you may want to check with your local restaurant to be 100% sure.
How to Use Apple Pay at Chili’s
Paying with Apple Pay at Chili’s is easy and safe. Whether you’re dining in or ordering through the app, here’s how to use it:
For Dine-In
- When the bill arrives, let your server know you’d like to pay using Apple Pay.
- The server will bring the handheld terminal or take you to the cashier.
- Activate Apple Pay on your iPhone or Apple Watch.
- Authenticate using Face ID, Touch ID, or your passcode.
- Hold your device near the contactless reader to complete the payment.
For Mobile Orders via App
- Open Chili’s mobile app and build your order.
- At checkout, select Apple Pay as the payment option.
- Authenticate the payment on your Apple device.
- Complete your order—pickup or delivery is then confirmed.
For Curbside or Drive-Thru (select locations)
- Place your order through the Chili’s app.
- Select curbside or drive-thru pickup.
- Choose Apple Pay as your payment method during checkout.
Note: For drive-thru orders placed in person, ask the staff if their terminal supports Apple Pay.
Where Is Apple Pay Accepted at Chili’s?
Most Chili’s restaurants in metro areas and updated suburban locations have integrated Apple Pay into their payment systems. However, some rural or older franchise stores may not yet support contactless terminals.
Here’s a quick regional status:
- ✅ Supported: California, Texas, Florida, New York, Illinois, Ohio
- ⚠️ Partial support: Smaller towns or older venues
- ❓ Check ahead: Independently-owned franchises
You can also confirm acceptance using Apple Maps. Search the Chili’s location and look for the “Accepts Apple Pay” tag under info.
Why Use Apple Pay at Chili’s?
Apple Pay offers several advantages when dining out:
- Fast Checkout: No need to pull out a wallet or enter a PIN
- Touch-Free: More hygienic and COVID-conscious
- Security: Tokenized transactions and biometric authentication
- Privacy: Apple never stores or shares your card number
- Works With Rewards Cards: Use Apple Pay alongside your Chili’s rewards membership
Other Accepted Payment Methods at Chili’s
If Apple Pay is unavailable or you prefer alternatives, here are other payment options accepted at Chili’s:
| Payment Method | Available At Most Locations | Notes |
| Credit/Debit Cards | ✅ | All major cards like Visa, Mastercard, AmEx |
| Cash | ✅ | Traditional and always accepted |
| Chili’s Gift Cards | ✅ | Usable in-store and online |
| Google Pay | ⚠️ | Select locations only |
| Samsung Pay | ⚠️ | Depends on terminal compatibility |
| PayPal (App only) | ✅ | Through Chili’s mobile app |
FAQs About Apple Pay at Chili’s
Can I use Apple Pay for Chili’s online orders?
Yes, but only through the official Chili’s mobile app. The website does not currently support Apple Pay at checkout.
Does every Chili’s restaurant accept Apple Pay?
Most do, especially in urban areas. Still, check with your local store to avoid surprises.
Can I pay with Apple Pay at Chili’s bar area?
Yes, as long as the bartender uses a POS terminal that accepts NFC payments.
Can I combine Chili’s gift cards with Apple Pay?
Yes, but they must be processed as separate transactions. Apple Pay can’t store Chili’s gift card balance directly.
Are there any fees when using Apple Pay at Chili’s?
No, there are no additional fees. Apple Pay is free to use just like any card payment.
Tips for Chili’s Customers Using Apple Pay
- Keep Devices Charged: Low battery on your phone or watch? Bring a backup card.
- Add More Than One Card: Apple Wallet lets you keep multiple cards on file.
- Earn Rewards: Some banks offer cashback for Apple Pay transactions.
- Use with Chili’s App: Order ahead and pay directly using Apple Pay within the app.
- Update Device iOS: Ensure you’re using the latest iOS version for compatibility.
Is Apple Pay Worth Using at Chili’s?
Absolutely. Using Apple Pay at Chili’s is fast, secure, and increasingly available at locations nationwide. Whether you’re paying in-store, through curbside pickup, or in the Chili’s app, Apple Pay gives you flexibility and peace of mind.
In 2025, digital wallets like Apple Pay are not just trendy—they’re expected. Chili’s has made the smart move to keep up with this shift, giving its customers what they want: speed, safety, and convenience.